Money Clip Suggestions?

Give me your money clip suggestions!

I would prefer brass with no plating, but other similar metals, steel, and rhodium plating are fine too I guess. I just need the clip--already have a nice new wallet for my cards and ID.
All suggestions are welcome, regardless...you might just change my mind.

I really love this one.

https://www.moneyclamp.com/

That's neat, a bit more than I'd like to pay though (aside from the geneva), and seems like it'd be more cumbersome than I'd like.

I'm thinking about $20-40 price range if I can manage to get a nice one for that price. I kind of like this one for it's simplicity, but don't know about it's quality due to a lack of reviews. It is sold directly by Sears though, and made in the US, so it might not be bad.

AsureDawn said:

That's neat, a bit more than I'd like to pay though (aside from the geneva), and seems like it'd be more cumbersome than I'd like.

I'm thinking about $20-40 price range if I can manage to get a nice one for that price. I kind of like this one for it's simplicity, but don't know about it's quality due to a lack of reviews. It is sold directly by Sears though, and made in the US, so it might not be bad.

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Have you used money clips before? I have a couple like that as well. They can be a pain to actually get paper money in and out of without ripping it, and they only hold a small number of bills. Those Money clamps act a lot like binder clips. The ends fold back so it makes it really easy to get the money in and out. They'll also hold 3 times the number of bills without getting out of hand.

I've actually seen people recommend just using binder clips in place of a money clip if you're a function over form kinda guy.

No, this'd be my first. I was thinking since I have a bi-fold wallet, I could slip the back of the clip under the hidden pocket, or else up from the bottom and have the money on the outside. Or I could put a card in the center of the bills to assist in inserting/removing them from the clip, if I wanted to use it by itself. Of course, that's all just conjecture--dunno if any of that would actually work/help.

A binder clip was actually the first thing that came to mind when I saw those clamps. I might try that before I go out and buy a clip, still open for suggestions, of course.

I actually can't think of the last time I carried cash... I guess it's a diffrent culture in the US?

It's nice to have for those times when you want to pay someone for some random thing (for instance, someone going buy food for a group of people, or giving a tip to the pizza driver or at a restaurant), and a lot of places don't have vending machines that accept a card yet. If you're traveling, some middle-of-nowhere gas stations charge extra if you pay with a card instead of cash. Probably some other reasons I can't think of off the top of my head.

I usually don't carry more than $40 cash, and it's usually a 20, two or three 5's and a few 1's.

AsureDawn said:

It's nice to have for those times when you want to pay someone for some random thing (for instance, someone going buy food for a group of people, or giving a tip to the pizza driver or at a restaurant), and a lot of places don't have vending machines that accept a card yet. If you're traveling, some middle-of-nowhere gas stations charge extra if you pay with a card instead of cash. Probably some other reasons I can't think of off the top of my head.

I usually don't carry more than $40 cash, and it's usually a 20, two or three 5's and a few 1's.

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Yeah fair enough, here in Australia tipping isn't expected and since you can order a pizza online from your phone no one carries cash.. I try to have a few dollars but our $1 and $2 are coins with the smallest note being a $5. May just have to expand my EDC

Rubber band or binder clips work great.

AsureDawn said:

It's nice to have for those times when you want to pay someone for some random thing (for instance, someone going buy food for a group of people, or giving a tip to the pizza driver or at a restaurant), and a lot of places don't have vending machines that accept a card yet. If you're traveling, some middle-of-nowhere gas stations charge extra if you pay with a card instead of cash. Probably some other reasons I can't think of off the top of my head.

I usually don't carry more than $40 cash, and it's usually a 20, two or three 5's and a few 1's.

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You forgot the Dave Ramsey Principles: http://www.daveramsey.com/blog/good-and-bad-carrying-cash

gwsmallwood said:

You forgot the Dave Ramsey Principles: http://www.daveramsey.com/blog/good-and-bad-carrying-cash

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Yep, nothing wrong with cash, though credit has advantages if you manage it properly (avoid impulse purchases, etc.), and pay it off in a timely manner. For instance, I get 6% at supermarkets (3% at gas stations) with my amex card, so I can save quite a bit if combined with sales, coupons, etc., and if I pay it off each month I don't accrue interest. I'd just need to spend $90 in groceries and $30 in gas per month to justify the $75 annual fee, anything after that is bonus.

Anyway, getting a little off topic. lol

More and more I like using cash for immediacy of completing the transaction and the anonymity that comes from using it. But sometimes I pause and wonder am I giving the business a chance to hide some of their income from taxation? I don't wear a tinfoil hat but I did raise an eyebrow when former Treasury Secretary Larry Summers made statements that we should consider abolishing the $100 bill because of illegal activity when there is also a lot of talk about Zero/Negative interest rates (ZIRP/NIRP) by the central banks which could be the bigger reason for minimizing the amount of cash in circulation. A person is already treated as a potential criminal when withdrawing/depositing large amounts of cash (~10K) or crossing the boarder with it. In the future after more inflation if we have to carry a suitcase of 20 dollar bills in order to buy a new pair of shoes it will be certainly be more obvious who is being the outlier and needs a harsh integration, because "normal" people don't use cash.

Sorry to have gotten a bit off topic, but my point is there can be the need to carry more than just a couple of paper bills for emergency spending if one wants to either A) stick to a strict budget or B) purchase without your financial institution or big brother watching every move you make.

I've been using binder clips for over 30 years. Nothing else does it better.

gwsmallwood said:

I really love this one.

https://www.moneyclamp.com/
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Another vote here for the money clamp.

I use a large sterling paperclip.

I've been using a binder clip for decades.

I just got a Mini-Viper Titanium money clip and I love it. I've used other clips in the past and after a short while, they fatigue and don't hold anything. The ti clip won't do that.

http://www.superiortitanium.com/mini-VIPER-Titanium-Money-Clip.html

And yes, you can go with a binder clip. It will do the job, though I'm not a fan of the bulk of a larger clip or the sharp-ish edges. However, using one would make for a great trial run.

Which size binder clip do gentlemen carry your cash with?

Too bad you already have a wallet you like. The Mitchell money clip wallet works very well.

1kentj said:

Which size binder clip do gentlemen carry your cash with?

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Depends on your income...

I use the one in the middle